Los Angeles Mortgage Help | Refinance | FHA | Santa Monica

	License #01780076

Your Home Mortgage Loan May Be the Largest Financial Commitment You Ever Make

With so much money at stake, and the legal
details so hard to fathom, home buyers are
justified in being cautious about their decision
to take out a mortgage. Whether you are a
first-time homebuyer, refinancing for cash
out or a lower rate, or considering an investment
or commercial property, you need a knowledgeable professional to help you determine your best
possible deal - and who can make it happen.

4.31%

Current Mortgage Rates

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Desired Loan Amt.

Est. Home Value

Loan Type:

Purchase Refinance

		FHA Home Mortgages - Only 3 1/2% Down Bill Rayman was at the forefront of moving his clients back to FHA home mortgages when the subprime bubble burst. See his VIDEO on FHA mortgages and their benefits.

		Short Pay Refinance Offers Relief Bill is currently helping his customers who have good credit but negative equity in their homes to negotiate short pay refinancing arrangements. Very few mortgage consultants are even aware of this approach. See his VIDEO on Short Pay Refinancing to learn more about who qualifies and how to proceed. If it doesn't apply to you, it may apply to a friend of family member.

		Jumbo Loans Are Available at Reasonable Rates Bill has substantial experience handling jumbo loans ($750,000 - $6,000,000), for both residential and commercial properties, as well as the many, related complex issues. He is Senior Vice President of Mortgage Capital Partners, one of the largest originators of home loans in Los Angeles in 2008 and 2009. MCP is both a bank and a broker. Their vast resources assure of finding the best possible rates and terms.

		Low Credit Score - We Can Help If you have a difficult situation due to income verification, low credit score, or unique real estate challenges, Bill has probably seen it before. He networks with a group of professionals whose legal, construction, real estate and financial backgrounds will help you find the way through even the most unusual proposal.

		Refinancing Mortgages - Now May Be the Time As of November 15, 2009, Mortgage interest rates are at historical loans. You may want to consider refinancing your existing mortgage into a new fixed 30 year loan at these amazing rates. Other reasons to consider refinancing your mortgage at this time would include: getting cash out for remodeling, education, investment, or medical expenses; reducing the interest rate or term; consolidating other debt that has higher interest rates; going to a fixed rate from an ARM.

Testimonials

I'm working towards getting the First Time Home Buyers' Rebate. Bill had me preapproved within 24 hours.
Brian Kirk

Bill is really good about getting to know his clients. He has a wide experience base and has been a great strategic parter for me and my clients. He has had solutions for even the hardest situations.
Amin Khakiani - Investment Advisor

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What ever your home mortgage needs are at this moment - where ever you are in the process - you need a seasoned professional who can help you make the best decision for you and your family. Bill Rayman is an independent mortgage consultant who can provide you with the personal attention you need.

There are many options for you to get started!