Los Angeles Mortgage Broker says: Your Home Mortgage Loan May Be the Largest Financial Commitment You Ever Make
First Step - Call a Mortgage Broker
With so much money at stake, and the legal details so hard to fathom, home buyers are
justified in being cautious about their decision to take out a mortgage. Whether you are a first-time homebuyer, refinancing for cash out or a lower rate, or considering an investment or commercial property, you need a knowledgeable professional to help you determine your best possible deal - and who can make it happen.
Contact Us At: 424-354-5325
Current Interest Rates for Mortgages in So Cal
DON'T BE Fooled by website mortgage rate quotes.
Your rate will be determined by a long list of specific
details unique to you, including:
Date you lock
Amount of down payment
Total amount of loan
Your credit score
Use of mortgage insurance
Term of the loan
The lender used
Fees and costs
It only takes a few moments on the phone to give you a
realistic quote. When you trust your loan to Guaranteed Rate,
we will deliver the lowest cost loan for your circumstance.
Call Bill Rayman now at 424-354-5325
I'm working towards getting the First Time Home Buyers' Rebate. Bill had me preapproved within 24 hours. Brian Kirk
Bill is really good about getting to know his clients. He has a wide experience base and has been a great strategic parter for me and my clients. He has had solutions for even the hardest situations. Amin Khakiani - Investment Advisor
FHA Home Mortgages - Only 3 1/2% Down
Bill Rayman was at the forefront of moving his clients back to FHA home mortgages when the subprime bubble burst. See his VIDEO on FHA mortgages and their benefits.
Alternative Documentation Loans
If you are in business for yourself, have income that is difficult to document, have large swings in your income, or other unusual situations, you may be able to qualify for a stated income mortgage in Los Angeles or anywhere in California. In these unique circumstances you may not need income tax returns or other documents normally required.
Call to learn more with no cost or obligation.
See Bill's video here on Alternative Documentation Loans to learn more about who qualifies and how to proceed. If it doesn't apply to you, it may apply to a friend of family member.
Bill Rayman is Vice President of Mortgage Lending at Guaranteed Rate
Bill has substantial experience handling jumbo loans ($750,000 - $6,000,000), for both residential and commercial properties, as well as the many, related complex issues. He is Vice President of Mortgage Lending for Guaranteed Rate, one of the largest originators of home loans in Los Angeles. Their vast resources assure of finding the best possible rates and terms.
Low Credit Score - We Can Help
If you have a difficult situation due to income verification, low credit score, or unique real estate challenges, Bill has probably seen it before. He networks with a group of professionals whose legal, construction, real estate and financial backgrounds will help you find the way through even the most unusual proposal.
What ever your home mortgage needs are at this moment - where ever you are in the process - you need a seasoned professional who can help you make the best decision for you and your family. Bill Rayman is an independent mortgage consultant who can provide you with the personal attention you need.
As a Los Angeles Mortgage Broker and Banker, We Can Help You With Home Loans, Mortgage Refinance, Commercial Mortgages, FHA Home Mortgage Loans, Investment Property Mortgages, and Loans for Second Homes Throughout California Including the Following Cites:
West Los Angeles
If you are not located in California, we are licensed to help you in every state in the US. Call (424) 354-5325
Bill Rayman Home Mortgages - mortgage broker for home loans and mortgage banker
12121 Wilshire Boulevard, Suite 350 Los Angeles, CA90025